Once upon a time, Grandma J had plans for a full day of

So it breaks my heart in two when my day's schedule is so jammed packed that I have to tell special friend that I only have time to visit if they come for early morning breakfast.
OK, so it wasn't really breakfast.....more like coffee, a tad bit of juice and the morning paper.
OK, no juice.

I don't know about you, but it amazes me when some people are so chipper before the sun comes up....all laughing and joking. What's up with that?
And, it takes a lot of gall to bring some little smart ass twerp a juvenile hedge fund manager along. I mean....no, I don't want to convert my under mattress assets to a non-equity, non-interest bearing account.